Gospel Guidebook: Getting and Keeping It Right 
Good Works are NOT Evidence of Faith
by Robert P. TerryUpdated September 24, 2026
(This article is an extended version of the article Problems with the Westminster Confession of Faith's Description of Faith.)
The word translated faith in English Bibles corresponds to the Greek word pistis. The word pistis is the noun cognate of the Greek verb pisteuo, a word that is consistently translated "believe." In fact, pistis and pisteuo are often used together in the same exact context and sometimes in the same exact sentence, especially in the context of justification, thus signifying that these words can mean the same thing, and actually do mean the same thing when the topic in view is justification. Therefore, in salvific contexts (excepting any figures of speech), faith means plain old belief, the doxastic attitude of being persuaded by the evidence for a proposition. This is what faith means in the New Testament, and if it were not for the influence of religion on the meaning of words, this is what faith would mean in every realm of life. However, people are offended by the notion that faith is plain old belief. They don't deny it completely, but they insist that faith is more than belief, and thus, they created a distinction between faith and belief where no such distinction ought to exist. It is quite common to hear them slander plain old belief by pejoratively calling it "mere mental assent" (as if belief were something more than a propositional attitude), "head knowledge," "dead faith," or "the faith of demons." This is a huge problem because if faith is anything more than plain old belief in the propositions of the Gospel, then it is to that extent that the work of Christ was insufficient in justifying sinners. The cruel irony in all of this is that it has been the promoters of Christian religion who have been the biggest enemies of the cross of Christ.
Reformed theologians teach some important Gospel truths, especially in regard to God's glory and the active and passive obedience of Christ. However, it is not enough to confess these truths, and yet at the same time, not believe them (John 5:45-47, 6:64-66). As we will see, the Reformed tradition does not understand the nature of faith, and as a result, it does not believe the things it confesses. Take, for example, the Reformed slogan, "We are saved by faith alone, but the faith that saves is never alone." If the slogan is taken at face value, it is not hard to see that it is a bait and switch. First, it says that salvation is by faith alone, but then it requires this faith to be not alone. In other words, the faith that saves must be accompanied by something that is other than faith. Let's now take a look at the Westminster Confession of Faith (WCF) and see what it has to say about this.
The WCF says in Chapter 11.2, "Faith, thus receiving and resting on Christ and his righteousness, is the alone instrument of justification: yet is it not alone in the person justified, but is ever accompanied with all other saving graces, and is no dead faith, but worketh by love." Similar to the slogan above, it says that faith is the alone instrument, but then explicitly says that faith must be accompanied with all other saving graces and love. This is bait and switch, and it is virtually an unintelligible sentence because faith cannot be the alone instrument of justification if it must "ever" be accompanied with other "saving" graces. As another example of inconsistency, the WCF says in Chapter 11.1 that "[justification is] not for any thing wrought in them [i.e., the elect], or done by them, but for Christ's sake alone," but then contradicts this in Chapter 14:1 by saying, "The grace of faith, whereby the elect are enabled to believe to the saving of their souls, is the work of the Spirit of Christ in their hearts." First the WCF says that justification is not because of anything wrought in the elect, but then just three chapters later says that the elect are saved because the Spirit of Christ works faith in their hearts. So, which is it? It can't be both. Moving on to Chapter 14:2, the WCF says that "the principal acts of saving faith are accepting, receiving, and resting upon Christ alone for justification, sanctification, and eternal life." By describing "saving faith" as "accepting, receiving, and resting," the WCF requires faith to be an appropriating act where the appropriator must make true what wasn't true until it was appropriated. This renders the cross of Christ useless until it is "applied" (14:4) through "heart work" (14:1). For the WCF an unapplied Christ is no Christ at all (14:4). Now, if this weren't bad enough, the WCF goes so far as to say that "accepting, receiving, and resting" are only "the principal acts of saving faith." So, what are the non-principal acts of saving faith? The WCF tells us in Chapter 14:2 that they are "acting differently upon that which each particular passage thereof [i.e., the Word of God] contains; yielding obedience to the commands, trembling at the threatenings, and embracing the promises of God for this life, and that which is to come." So much for justification by faith apart from works! Although Chapter 11:1 described faith as "the act of believing," it is clear from the quotations provided above that the WCF does not understand faith to mean merely the act of believing.
But what about "faith working through love"? Some theologians interpret Galatians 5:6 as if it said that faith produces love (or faith manifests itself through works of love), but that isn't what it says, nor do I think that is what the Apostle Paul meant. He had just finished warning the Galatians about the grave dangers of relying on works of law, so it seems highly unlikely that he would immediately proceed to tell them that their faith needed to be evidenced by love, which, according to the same Apostle, is the fulfilling of the law (Romans 13:8-10). Rather, I think the common sense interpretation is that Paul is simply encouraging them to love each other as fellow believers in Jesus Christ. People of faith need not worry themselves about circumcision or uncircumcision because the only thing that matters for them as people in Christ is that they love each other.
Now, if it is necessary to look at Galatians 5:6 from a technical point of view, it must be noted that the verse does not say "faith working through [production of] love." Faith by itself is unable to do anything (except what it does by definition, namely, passively assent to propositions) (James 2:17). Although the WCF says that saving faith is "no dead faith," the Apostle James likens faith to a body without a spirit. Works, which, in the analogy, correspond to the spirit, must be added to faith for anything to happen. According to James, if works are not added to faith, then it is dead because it is useless in saving the poor (i.e., the "him" of James 2:14 and needy brothers and sisters in 2:15). I believe that this is closer to what Paul meant when he said that faith works through love. When a person believes the Gospel (inaugurally) and abides in it (diachronically), he becomes increasingly persuaded of the love of God at the cross. Thus, faith grows stronger, from faith to faith (Romans 1:17). Faith, then, in combination with other variables, such as desire, can create the conditions necessary to perform works, and to the extent that the motivation to perform works is not neutralized by confounding variables, such as fear or irrationality, love can then be added to faith to create synergistic effects that further strengthen faith, deepen fellowship with God, and help other believers. We know this is true because Paul plainly said that it was the love of Christ that constrained him to live the way he was living (2 Cor. 5:14). (See my commentary on James 2:14-26 here for more information.)
James 2:26 helps us to understand Galatians 5:6. James 2:26 says, "For just as the body without the spirit is dead, so also faith without works is dead." From this we can see that the body lives through the spirit. Without the spirit, the body cannot do anything (except exist by itself as a physical object). The body cannot produce its own life. It is only when the spirit is added to the body that it can live through the spirit. Likewise, in Galatians 5:6, faith works through love. Without love, faith cannot work. It is only when love is added to faith that we can say that faith works through love, or as James would say, "faith works together with love" (see James 2:22).
But what about Ephesians 2:10 where it says, "For we are His workmanship, created in Christ Jesus for good works, which God prepared beforehand, that we should walk in them"? Although this verse says nothing about faith, some people want to interpret it as if the faith mentioned in Ephesians 2:8 produced these good works. However, to do this, we would have to ignore the Apostle Paul's words in Ephesians 2:9, "not as a result of works, that no one should boast." Similar to his letter to the Romans, Paul is emphasizing that faith is apart from works. It cannot even include the seed of works or motion of works, lest anyone should boast. This means that the works that God prepared beforehand in verse 10 cannot possibly serve as evidence of faith. Faith exalts Jesus by recognizing that He is the Christ, the only one with whom the Father is pleased. This being the case, it would be utterly foolish to look at one's own works (or even the Spirit-produced works of Ephesians 2:10) for evidence of faith. The moment you look for evidence is the same exact moment your eyes are removed from Christ. There is no question that God causes believers to perform good works, but to turn around and say that those good works are evidence of faith is not wise. Judas was also empowered by Jesus to perform good works, but his good works were not evidence of faith. Jesus said in John 6:64 that he didn't believe!
(Actually, careful reflection on Ephesians 2:8-10 gives us some important insights. The works in verse 10 are clearly Spirit-produced works, but because Paul just emphasized in verse 9 that salvation isn't by works, it follows that the Spirit-produced works in verse 10 cannot form any part of our right standing with God, nor can they be sought after as evidence of it.)